Last Day to Get Points Before Citi Clamps Down on Bonuses in Product Families

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Last Day to Get Points Before Citi Clamps Down on Bonuses in Product Families


I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same).


Two weeks ago I wrote about changes to Citibank’s rules for receiving a signup bonus on a new credit card. They’re going from one bonus per card every 24 months to one bonus per card family every 24 months.

Citi has more than one kind of American Airlines AAdvantage card, for instance. You used to be able to sign up for each card and get the bonus separately for each. Now they are moving to treating each American card as the same for the purpose of the 24 month rule. New rules say, for instance:

…bonus miles not available if you have had any Citi / AAdvantage card (other than a CitiBusiness® / AAdvantage card) opened or closed in the past 24 months.

But the window hasn’t slammed shut yet. Doctor of Credit let us know that even though the new rules appear on credit card applications today, they do not go into effect until August 28.

  • If you’ve had the Citi® / AAdvantage® Card in the past 24 months, there’s still a short window where you can sign up and earn the 60,000 mile bonus for the Citi® / AAdvantage® Executive World Elite™ MasterCard®. (This card’s limited-time 60,000 point bonus ends August 31 in any case.)

  • If you’ve had the no annual fee Citi® Hilton HHonors™ Visa Signature® Card (which has a limited-time offer to earn 75,000 points, ending August 31) within the past 24 months or you’ve had the Citi Hilton Reserve Card (which offers 2 free weekend nights after making $2,500 in purchases within the first 4 months after account opening and comes with Gold elite status for a $95 annual fee), there’s still a window in which you can sign up and receive the bonus for the other card.

  • Similarly you can still get the 40,000 point sign up bonus for the Citi Prestige Card if you’ve had another Citi ThankYou Rewards card in the past 24 months… until August 28.

You’ll want to act now before rules change in a week. To help you decide which card(s) you want, here’s my ranking of the best Citibank credit cards.


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